How to get a personal loan

There are several types of personal loans to choose from, including debt consolidation loans, home improvement loans, medical loans and wedding loans. Although the application process is relatively simple,
you should know what to expect beforehand to avoid any surprises.
Two forms of personal identification, such as a driver’s license, state-issued identification card, Military ID, certificate of citizenship, Social Security card, birth certificate or passport.

Proof of income, such as W-2s, paystubs, 1099s, bank statements and tax returns.
Employer’s information, including the company name, your manager’s name and the phone number.

Proof of residence, such as a utility bill with your name and address or a lease agreement, mortgage statement, proof of insurance (auto, home or rental), a property tax receipt or a voter registration card.